The right insurance policy for your first car
Get a quote nowGetting your first car is an exciting time!
Getting your first car is an exciting time! This excitement should not be shadowed by being overcharged on car insurance. Unfortunately, many insurance companies charge new drivers higher insurance premiums, usually because they are statistically the most likely to be involved in a car accident. In Dubai, it is compulsory to have at least third-party car insurance in place. When insuring your first car there are several factors to consider.
How to save on insuring your first car
The first way to save on your car insurance policies is to take the time to compare quotations from a range of different insurance companies. Compare Insurance provides a free car insurance comparison tool from the best car insurance companies in Dubai which gives you quotations and coverage levels to choose from within 5 minutes.
The type of car you are trying to insure impacts your insurance premiums. If your first car is a more expensive or older car, you will pay more than if you have a smaller, newer vehicle. Keeping your car stowed away in a locked garage will also reduce your premiums as your car will be at less of a risk of being stolen than if it was parked on the road. Make sure that you communicate these factors to your insurance company when asking for a quote to benefit from cost savings.
What to consider when insuring your first car
There are so many different aspects to think about when getting your first car. Getting great insurance cover should not be stressful or confusing. Firstly, you will need to decide between comprehensive (full cover for you and your vehicle plus third-party coverage) and third-party insurance which only covers damage to other vehicles in an accident that was caused by you. Comprehensive cover is more expensive but can be beneficial in the long run, especially if you have a brand-new vehicle.
If you decide on a comprehensive car insurance plan, you have the option to add on extras such as a hired car benefit where you will be able to use a rental car while your car gets fixed, windscreen cover or roadside assistance for if you are broken down on the side of the road. The important thing is remembering that car insurance is there to protect you and your vehicle, and you should take the time to find the right policy to cover you and your first car.
In this article
How to save on insuring your first car
What to consider when insuring your first car
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Third Party Car Insurance
Essential car insurance cover to ensure that you are not left out of pocket in the event of an accident
The Average Cost of Car Insurance
The average cost of car insurance depends on a multitude of different factors
How to renew your car insurance
Some insurance companies send reminders that your policy is about to expire
Young driver’s car insurance
In 2019, almost half of the road accidents in the UAE were caused by drivers under the age of 30
Car insurance for over 50’s
If you are 50 years or older, you may have the benefit of saving money on your car insurance policy.
Named Driver Car Insurance
The named or additional driver on your car insurance could be a friend, your spouse, or a family member
Classic car insurance
Classic car insurance is specially designed to provide cover for higher value vehicles 10 years and older
How to save money on car insurance
It is generally not something people look forward to spending their hard-earned money on.
Fuel-efficient cars
Fuel efficiency basically describes the ability of a vehicle of extracting more energy from less fuel
How your driving license affects your insurance
The traffic system in Dubai works on a points and fine system with the aim of preventing reckless driving and reducing accidents on the roads.
Why is car insurance so expensive?
Car insurance is compulsory for drivers in the UAE and many people sign on to policies which are expensive and unaffordable.
Car Insurance basics
Car insurance would offer you the financial security you need to ensure you enjoy driving the car with peace of mind
The true risk of driving without insurance
Driving without insurance leaves you 100% responsible to replace your vehicle in the case of theft
7 car safety tips when leaving on a road trip
Always try to be as vigilant as possible and be sure to keep an eye out on your surroundings
What happens if you're hit by an uninsured driver?
Immediately after the accident get the name, address, and driver licence number from the other driver involved
Car Insurance for Under 25-year-olds
Young drivers are seen as a higher risk this is simply due to your years of experience driving being a lot less than the older people driving
Comprehensive vehicle insurance
Never buy the first policy you find and always compare, we always recommend that you not only focus on the price of policy
What is short term insurance
The benefits included in your policy would differ from insurer to insurer and policy to policy
Instant Car Insurance
Compare Insurance offers you instant car insurance quotes from a huge range of insurers all on one page
Compare insurance quotes and save on your premium
You can compare car insurance policies and save hundreds of dirhams per month and find the perfect car insurance policy for your needs
Tips on claiming after an accident
It is so important to try and to stay calm, the moment you become stressed and emotional you might forget to do some of the logical next steps
First-time car buyers and what you need to know
We recommend you check the affability before buying a car to include all of the below expenses
Paying for your car insurance annually vs monthly
If you choose to pay annually you pay for the entire car insurance policy with one lump sum
Lower your car insurance policy
A car brings added expenses like maintenance and insurance so if you can save a few dirhams
Responsible Driving
To be a responsible driver you will always need to be vigilant and respect the road rules and laws
Considering canceling your insurance? Read this first!
Theft, sandstorm, hijacking and even fire are some of the other risks that do not involve bad driving
Get a trustworthy car insurer
Before you buy car insurance you must always do your research and compare quotes and benefits
New Car Replacement Insurance
If you are thinking of purchasing or have purchased a brand-new car, then you might want to get specialised insurance to cover your vehicle
Valet Parking Cover
Many car insurance policies do not have insurance covering valet parking services.
Agency Repairs
Insurance companies in the UAE guarantee financial coverage for repairs needed as a result of car accidents
Off-Road Car Insurance Cover
Off-Road Cover can protect your vehicle against any damage it sustains from off-road driving.
Oman Car Insurance Cover
If you’re planning a trip to Oman then you will require this specialized car insurance
GCC Car Insurance Cover
Before purchasing a car in the UAE, it’s a good idea to first check if your vehicle qualifies for GCC Car insurance
Personal Injury
Personal injury cover is an add-on feature in your mandatory UAE car insurance policy
Protected No Claims Discount
Protecting Your No Claims Discount Could Help You Save on Your Future Premiums
Windscreen Cover
Ensure that your car’s windscreen is restored to perfect condition if it gets damaged
Track Day Insurance
Get the necessary coverage for your vehicle when you take part in track racing events
Auto Gap Cover
Planning on buying a new car? It’s important to know how you will pay off instalments if it gets stolen or damaged beyond repair
Cancelling Your Car Insurance Policy
Thinking of changing your current car insurance? There are a few things worth knowing before you go ahead
4x4 Car Insurance
This optional cover is a necessity for anyone who likes taking their 4x4 vehicle for off-road adventures
Car Insurance for Modified Cars
Any alterations you make to your car after purchasing it could affect the premiums you pay
Car Insurance Groups
Third-party liability auto insurance is mandatory in the UAE. Consequently, there are a high number of insurance groups to choose from
Car Insurance for Imported Vehicles
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Car Insurance for Medical Vehicles
Ambulance ownership is a major investment for a company, so it's important to get adequate insurance for this asset
Car Insurance for Electric Cars
There are several benefits to owning an electric car in the UAE. Here’s what to be aware of when insuring your electric vehicle
Car Insurance for Young Females
Car insurance is generally less expensive for young women than for young men. However, rates can vary from one insurer to another
Car Insurance for Young Males
Young males generally pay more when it comes to car insurance premiums